Normally, an individual who has been in a car accident and had no fault with it should have money as payment to the losses and damages related to the accident. But the hassle oftentimes is the negotiation with the insurance companies either yours or the other driver’s. States vary in implementing car accident law. For state that practice full tort insurance you should be asking compensation from the other’s driver insurance company if they were the ones negligent. If you are in a no-fault-state negotiations happen within your own insurance company. Whatever situation you may in, the most important thing to consider is to pay attention first the accident’s scene. Learn to understand the insurance companies’ calculation of the damages and deal with them with your full knowledge what had happened will complete the settlement of your car accident. If the accident occurred in San Diego area, the best remedy oftentimes is contact car accident attorney in San Diego to give you proper orientation and advice.
By the way, what are the best things to do after the car accident? The following are good factors to consider:
You need to stay calm. Staying calm is the best way to lower stress levels on both party. Yelling and arguing are not helpful and definitely would not fix your car. So even if you know that the accident is cause by the other’s driver negligence staying calm and not arguing with him is really better. If you argue with each other, it might lead to another accident or crime. So, learn to stay calm.
Is there anyone injured in the accident? Help as you can if you found anyone injured. You may not be required by law to help but you can be sued of not helping an injured party especially if found out that the accident is your fault.
Someone should call the authority. Contact police or call 911. Have an honest conversation with the police officers about what really happened. Insurance companies use police reports as their basis for insurance claims and adjustments.
Make sure to gather information of the other driver including his name, driver’s license and vehicle plate number, the name of the insurance company and the policy number. Insurance policy should not be expired. Get the policy holder’s info if the driver’s name is not on insurance policy. You’ll need this information to get a car accident’s claim.
Aside from documenting the accident’s scene and finding witnesses, hiring a car accident lawyer is the best move you can do. You need to talk with a lawyer to help you to negotiate with the insurance company. If it is necessary he can also file a lawsuit against the other driver who had fault in the accident.